{"id":14,"date":"2026-09-22T11:00:00","date_gmt":"2026-09-22T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/radlamthaithemortgageguy-com\/2026\/09\/22\/current-california-mortgage-and-refinance-rates\/"},"modified":"2026-09-22T11:00:00","modified_gmt":"2026-09-22T11:00:00","slug":"current-california-mortgage-and-refinance-rates","status":"publish","type":"post","link":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/2026\/09\/22\/current-california-mortgage-and-refinance-rates\/","title":{"rendered":"Current California Mortgage And Refinance Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>California\u2019s mortgage market is seeing a shift\u2014average APR for a 30-year fixed mortgage has risen to 7.123%. We\u2019re also noticing increases for both 15-year fixed and jumbo mortgages. Refinance rates have climbed as well, mirroring national trends. With my 13 years of experience navigating these changes, I understand how a rate move impacts every borrower differently. At Groves Capital, Inc., our access to over 160 lenders means I can help you explore a broad spectrum of options, from conventional and government-backed loans to specialized products. Whether you\u2019re considering a purchase or a refinance, understanding these rate trends is essential to making informed decisions tailored to your financial goals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/current-california-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>California\u2019s mortgage market is seeing a shift\u2014average APR for a 30-year fixed mortgage has risen to 7.123%. We\u2019re also noticing increases for both 15-year fixed and jumbo mortgages. Refinance rates have climbed as well, mirroring national trends. With my 13 years of experience navigating these changes, I understand how a rate move impacts every borrower [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":32,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":0,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/media\/32"}],"wp:attachment":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/media?parent=14"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/categories?post=14"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/tags?post=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}