{"id":145,"date":"2026-10-03T12:00:00","date_gmt":"2026-10-03T12:00:00","guid":{"rendered":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/?p=145"},"modified":"2026-10-03T12:00:00","modified_gmt":"2026-10-03T12:00:00","slug":"what-really-determines-your-mortgage-rate","status":"publish","type":"post","link":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/2026\/10\/03\/what-really-determines-your-mortgage-rate\/","title":{"rendered":"What Really Determines Your Mortgage Rate?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Discover how credit, loan details, market conditions, and lender pricing affect mortgage rates\u2014and learn how a local broker can help you compare personalized options.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Discover how credit, loan details, market conditions, and lender pricing affect mortgage rates\u2014and learn how a local broker can help you compare personalized options. Continue to full article<\/p>\n","protected":false},"author":323,"featured_media":146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts\/145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/users\/323"}],"replies":[{"embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/comments?post=145"}],"version-history":[{"count":1,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts\/145\/revisions"}],"predecessor-version":[{"id":169,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/posts\/145\/revisions\/169"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/media\/146"}],"wp:attachment":[{"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/media?parent=145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/categories?post=145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.radlamthaithemortgageguy.com\/blog\/wp-json\/wp\/v2\/tags?post=145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}